HECM Default Counseling (Certification) 2-Part Series (Multi-State) 060424-9


Event Date & Time

6/4/2024 9:00 AM - 6/4/2024 12:00 PM


Times listed are Pacific Time

HECM Default Counseling (Certification) 2-Part Series



1 HECM Continuing Education Credit

Certificates will be issued to paid registrants 30 days post event per approved list form the Housing Counseling team. 


Date & Time:

The HECM Default Counseling (Certification) 2-Part Series training will be held on the following dates and times:

June 4 9:00AM-12:00PM | Part 1

June 6 9:00AM-12:00PM | Part 2

This training is being held in Pacific Time.


Strategic Objectives will cover the following core competencies:

·       Financial management

·       Homeownership

·       Fair housing

·       Housing affordability

·       Avoiding foreclosure and eviction


Participants will learn how to work with a reverse mortgage client who is in default.


The course begins with general HECM knowledge and history. The Pros and Cons are covered and will provide a basis for how to approach defaults. The dangers of refinancing and how reverse mortgages can be included in estate planning will be reviewed. A review of homeowner obligations will lead to a discussion of options to avoid foreclosure and identify potential funding sources. The judicial versus non-judicial process will be reviewed as it varies from state to state. Options for avoiding foreclosure before the process starts will be a critical course component.


The course will also include the role of the housing counselor and how to conduct outreach, as well as planning for disasters. Case studies and exercises will be used in the in-person course, and an interactive workbook will be developed for the webinar.


Join our HC Trainings List: https://lp.constantcontactpages.com/su/0sf38mO/HCTrainings.



This training will be hosted online on GoToTraining.


Scholarship & Fees:

There is a $75.00 dollar fee to attend the training.


RCAC will offer a scholarship to the first 10 people who register. There is a limit of one scholarship per HUD-approved agency. Scholarships are only available to HUD-approved agencies only. Scholarships will be given as a reimbursement to the same form of payment. Registration and attendance are required for scholarship reimbursement eligibility. Reimbursements will be given after attendance is verified. Those who register and do not attend will not be eligible for a scholarship reimbursement.


Refund Policy:

RCAC does not issue refunds for any tuition paid to attend the HUD trainings. Tuition fees are non-refundable, though refund requests may be considered on a case-by-case basis and must be approved in writing by the Housing Counseling Program Manager.



The registration link will register you to attend both days of the training.

You must register in advance and have a valid email address to receive the course link and materials


For event content questions, contact:
Nick Chellsen


By registering for an RCAC event, you acknowledge and agree to abide by the code of conduct set forth by RCAC for training participants, which is available here. RCAC Training Code of Conduct.  Please read the code of conduct carefully before proceeding with the registration process.  

Presented by Rural  Community Assistance Corporation. These trainings are partially funded by the United States Department of Housing and Urban Development through the FT2021 Housing Counseling Training Program.


RCAC is an  equal opportunity provider, employer and lender.